LEARN ABOUT
HOME
INSURANCE

With seven years of experience serving the Saluda and Batesburg-Leesville area, we are confident that Berry Insurance can not only save you money, but time and effort.

LEARN ABOUT
HOME
INSURANCE

With seven years of experience serving the Saluda and Batesburg-Leesville area, we are confident that Berry Insurance can not only save you money, but time and effort.

How Does Homeowners Insurance Work?

Homeowners insurance provides coverage to repair or rebuild your home after events like fire, smoke, theft, a falling tree, or other damages caused by weather such as lightning, wind, water, or hail. Most homeowners policies also cover furniture, clothing, and other possessions. In addition, they cover expenses like medical and legal fees if people other than you, your family, or anyone else is injured on your property.

Homeowners insurance isn’t required by law, but that doesn’t mean it isn’t required in certain situations. If you plan on financing a home, your lender is most likely going to require it to protect their investment. Most condominium associations and private communities typically require you to have a homeowners policy as well.

That said, even if your home is paid off, home insurance coverage is a good idea. Most homeowners can’t afford to rebuild or make substantial repairs if their home is heavily damaged or completely destroyed. Regardless if you can afford it, a homeowners insurance policy costs a lot less than rebuilding out of pocket.

WE HAVE ACCESS TO RATES FROM THESE RESPECTED COMPANIES

Get Your Home Insurance Quote Today